Thursday, May 13, 2021

Life Planning: Typical life milestones by age and stage in life.

As people pass through different life stages, certain life milestones are achieved at each phase. To help guide your ambitions in creating a well-rounded life plan for yourself or family, below you will find a list of usual milestones achieved by age.

 

Disclaimer: This should not put any undue pressure on individuals, yet serve as a flexible guide taking in consideration differences in individuals and life circumstances. 

 

 

Stage

Psychosocial Crisis/Task

Approximate Age for Life Milestone

Infancy(Birth-18mo.)

Trust vs. Mistrust

Birth: Parents can open a college saving account (529) to put in ~25$/week.

18 mo.: Start potty training

Early childhood (2-3 years)

Autonomy vs. Shame

2: Introduce a new language, can start dressing themselves.

3: Can recite the alphabet, and count to 10. 

Preschool (4-5 years): Kindergarten

Initiate vs. Guilt

4: Can write the alphabet

5. Start Kindergarten. Start age appropriate chores, and developing organizational skills. Have a piggy bank with small allowance (25 cents per age/week). Can do addition. 

School Age(6-13 years):  1st grade to 8th

 Industry vs. Inferiorly

6. Learn an instrument, or how to sing. Can sound out, or decode unfamiliar words when reading. 

8. Start playing a sport, and learn importance of an exercise routine. Develop a hygiene/sleep routine. Can do multiplication and division. Get a library card. Start learning to touch-type on family laptop.  

10. Parents can open a custodial mutual fund investing count. Start giving on commission (based on chores), rather than allowance to teach that money is earned. Encourage them to save 1000$ for emergencies. Teach the difference between needing/wanting things. Consider discussing entrepreneurial ventures, desired lifestyle and dreams for their future. Start doing laundry, stove top meals, and learn importance of good nutrition. Have an emotional/mental health check in. 

13. Learn to safely use tools (drill, ladder, saw, pliers, hammer, mow the lawn)

Adolescence (14-18 years): 9th grade to 12th grade

Identity vs. Confusion 

14. Get a phone (to text, and call). Have the birds and the bees talk, with girls experiencing their first period and boys armpit/mustache hair. 

15. Get a driving permit, laptop (with parental control). Have an emotional/mental health check in. Take a personality test. Think about possible career options, and possibly start taking college courses.

16. Get a driving license. Know how to check tire pressure, inflate tires, change a tire, jump start a dead battery, replace windshield wipers, know when car needs an oil change, respond to check engine light.

Create a resume/cover letter, apply for a job, get a letter of recommendation. Learn how to file their own taxes, open joint checking account with adult. Consider paying into the family income (20$/wk). Start a budget.

Go to the department store and educate on choosing properly fitted clothes.

Buy quality leather purse/heels for girls. Educate on how to choose bra size, and how to apply makeup to enhance looks.  

Buy quality leather wallet/loafers for boys. 

17. Have the dating/courting conversation. Open IRA account. Get a passport. Take baptism/confirmation. Set money aside to donate to church. Take part in church youth/choir, and volunteer opportunities. 

18. Considered an adult, and can thus register to vote. Get your own car (Have at least 5,000$ saved); Open-up a checking/savings account. Open a Credit Card. Open a business (online/home-based). Start College

Young Adulthood (19-25 years): College

Intimacy vs Isolation

Marriage: Have at least ~30,000$ saved for wedding expenses.

Save: 3-6 months of expenses as an Emergency fund. Learn about interior designing/homemaking. Evaluate/create efficient organizational home systems

20: Reevaluate your dreams, interests and passions. Take time to become aware of your values. If you haven’t started already, have an emotional/mental health check in every 5 years at minimum.

21: Book a trip out of the country. Start saving for retirement

Adulthood (26-40 years)

28: Buy your first home (Have at least 30,000$ saved). Have first child. 

30: Consider a hair care routine for graying hair.

35: Consider starting a business if you have not already. Consider moving into a better house, or buying a rental property.  Go on vacations at least ~2x/year.

Middle Adulthood (40-65 years)

Generativity vs stagnation

40: If you haven’t started already, start getting cholesterol, vision and hearing screenings every ~5 years. In addition, check your blood pressure every ~2 years, and get a pap smear. 

45: Prepare for menopause, continue exercise routine. 

50: Consider getting a mammogram, and colonoscopy

55: Reevaluate retirement plans/goals. 

Maturity (65+ years)

Integrity vs despair

65: Apply for Medicare, and retire.




What other life milestones would you add to the list? 

 

 

Photo source: lifeandmoneyireland.ie

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Tuesday, April 20, 2021

Car Kit Essentials: Basic to Advanced

Have you ever driven a car and wished you had something with you, but didn’t? Here are some basic car-kit essentials people should keep in their car to help ensure that they are prepared for the unexpected.  

Basic Car Kit must-haves: 

·     Insurance card, state registration, roadside assistance card, owner’s Manuel, vehicle maintenance checklist, car accident information gathering checklist 

·     Pen, small notepad, and paper atlas

·     USB cell phone car charger adapter and cable, or a portable charger/aux cord.

·     Car Cell phone holder

·     Jumper cables

·     Spare tire and jack

·     Tire pressure gauge

·     Reflective triangles/vest

·     Multifiber cloth

·     Flashlight with a long-lasting LED light

·     Ice scraper and snow chains

·     Standard First aid kit -- Alcohol pads, triple antibiotic ointment/Neosporin, Band-Aid, Tylenol/Ibuprofen, gauze, tape, small scissors

·     Simple tool kit -- Multitool or small knife, adjustable wrench, needle nose pliers with a cutting edge, screwdriver with multiple bits

·     20$ Cash and quarters

 

Advanced Car Kit must-haves:

·     Wet wipes, and kleenex

·     Sun screen, bug spray

·     Hand sanitizer

·     Umbrella, or poncho

·     Sunglasses

·     Picnic blanket

·     Bags

·     Air freshener

·     Mint, or Gum

·     Bottled water

·     Car Coffee mug

·     Car trunk organizer, or Utility tote for your specific lifestyle necessities; i.e., yoga mat, hiking backpack, child provisions etc.

 Personal touch-up Car Kit must haves:  

·     Lint roller

·     Mirror and hair compact, and/or comb

·     Chap stick and flosser picks 

·     Lotion 

·     Small deodorant stick and mini perfume bottle

·     Nail clipper, and Tweezers 

·     Mascara

·     Extra hair ties, and bobby pins

·     Feminine products—pads/tampons

·     Extra shoes— Comfy flats, flip flops

 

 

What essentials do you keep in your car? 

 

 

 

Photo source: autoquarterly.com

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Monday, April 12, 2021

Simple steps to clean your car & DIY car cleaning solutions

Depending on how dirty your car is, it is recommended to deep clean your car every month, or at least every six months. Here are simple steps to help make the process of cleaning your car easier, along with environmentally friendly DIY cleaning solutions. Make sure you set aside ~1 hour to clean your car. 

 

1.    Remove all items from your car. Use two bags: one for garbage to throw things away, and the other for miscellaneous items to sort and put back later. 

·     Remove the floor mats, and carseats as well.


2.    Vacuum the seats and floors in the back seat, then move towards doing the same in the front and the trunk. Remember to work from top to bottom. 

·     Ensure your vacuum has a strong suction, and don’t be afraid to use different vacuum attachments to help you get in between the crevices better.   


3.    Wipe the hard and then soft surfaces down such as dashboard, console, steering wheel, doors etc. with a microfiber cloth. Always do a spot test when using different cleaning solutions. 

·     Use a toothbrush to help scrub grime away. 

·     Use wet wipes to wipe surfaces down, including windows.

 ·     DIY Leather/Vinyl/plastic/Upholstery stain remover — Mix a few drops of liquid dish soap + water, or equal parts vinegar + water in a spray bottle in a spray bottle. 

·     DIY Upholstery stain remover— Mix equal parts rubbing alcohol + water in a spray bottle for stubborn stains. Avoid use on leather, since alkalotic solutions can cause leather to dry, crack and dull. 

·     DIY Carpet stain remover — Mix 1/3 hydrogen peroxide + 2/3 water + 5 drops of lemon essential oil to help remove carpet stains. Alternatively, you can use a pre-made carpet stain remover like, Resolve. 

·     DIY interior car polish — Apply vaseline, coconut oil, or olive oil to a separate clean/dry cloth and buff surface in a circular motion to add some shine. Remember to apply after you have cleaned the surface, and to wipe off excess solution so it doesn’t collect dust. 


4.    Wash the outside of the car with some soap and water using a microfiber mitt to hand-wash your car.

·     DIY Tire and hubcap shine — Mix ½ cup baking soda, 1 tbsp dish soap, and 2 cups of warm water in a bowl, and use a towel to gently scrub it onto the tires. Alternatively, you can use a pre-made tire shine spray. 

·     DIY exterior car polish — Mix ½ cup of hair conditioner with lanolin + 2 cups water to give the car a waxy finish 

·     Wash the floor mats with a soapy water and scrub brush, and let dry in sun.

 

5.    Place only necessary items back, in an organized way.

·     Depending on your lifestyle, create a snack basket, car kit etc., or get a trunk/back seat organizer to keep things organized. 

·     DIY trash container—Use a cereal container to collect trash in the car.

·     DIY air freshener — Place 5-10 drops of essential oil on a wooden clothespin and attach it to your cars air vent to help the car smell good.

 

6.    Ensure your car maintenance are up to date. For example, when did you last change your cabin air filter, transmission oil, windshield wipers, or add coolant, brake/Power-Steering/windshield wiper fluid?  In addition, check your tire quality, alignment, and pressure?

·     DIY windshield fluid— Mix 1 cup rubbing alcohol >90%, 1 tbsp liquid dish soap, and 1 gallon of water. To ensure it doesn’t freeze, let the solution sit out overnight before adding it. If the solution freezes overnight, you might need to add more alcohol for your climate.

 

 

What is your favorite car cleaning solution?





Photo source: www.rd.com

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Sunday, December 20, 2020

Self Care: Nightly Routine

Having a nightly routine will help prepare you for the next day, help you create positive behaviors and habits, as well as help you get to bed on time to ensure you get enough sleep. Your personally established routine does not have to have hard core regimens with a lot of habits in it to be considered a good one, yet it should be something you can overall keep. 

First, find out what time you need to be in bed by considering what time you need to wake up, and what the recommended amounts of hours of sleep you need for your age group.

 

Alternatively, you can use the calculator on startsleeping.org to calculate the approximate best time to go to sleep and wake up based on an average sleep cycle of 90 minutes. This will help ensure that you sleep at least 5 sleep cycles, and wake up at the end of your sleeping cycle, rather than get interrupted during REM sleep, thus making you feel more relaxed in the morning. 

 

Second, consider what nightly routines you would like to implement, and how much time each will take you to do. Then, set a wind down alarm to give yourself enough time to accomplish them before your bedtime; gradually limiting screen time. Here are some nightly habits you can implement into your nightly routine. Start with implementing three routines, and then gradually adding more as you feel appropriate.

 

1.    Take time to "Mise en place" (10min)

·     Clean up and organize your environment (bedroom, workspace, kitchen) to help reset your living space for the next day, putting everything in its place, aka “mise en place.”


2.    Hydrate yourself  (5 min)

·     Drink a warm beverage, or cup of lemon water. 


3.    Brush your teeth (5 min)

·     If needed, this is also a good time to shower. 


4.    Exercise (30 min)

·     Follow along to a yoga/stretching exercise video, or perhaps go for a walk. 


5.    Reflect on the day passed (10 min)

·     List 3 things you are grateful for and/or have achieved, as well as what you would like to improve moving forward. 

·     Reflect on what kind of person you would like to be, and how you would like to feel the next day. That way, you are more like a regulating thermostat, rather than a reactive thermometer just responding to your environment.

·     Gain awareness of yourself and determine what your values and priorities are to help you visualize your ideal self, and start transforming your life to reflect your dream.

·     Read/say positive affirmations out loud, and set an intention of how you want to rise.

 ·     Journal, write, draw, read, pray/meditate.


6.    Plan and prepare for the next day (10 min)

·     List 3 things you would like to achieve tomorrow, and consider what goal will create a “Celebratory moment” when you look back at the end of the day and say, “yes, today was a great day.”

·     Help cut down on decision making by choosing and setting out tomorrow’s daily outfit, workout clothes, filling your water bottle, charging your headphones, and packing your bag if you will be going somewhere the next day.

 

7.    Get ready for bed (5 min) 

·     Put on your pajamas and fluffy socks

·     Say good night to your family, and set the alarm for the next day. Ensure your room is pitch black to assist your body in further relaxing and getting into a sleeping mode. 




What nightly routines do you have for yourself? 





Photo source: soundoasis.com

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